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According to the National Retail Federation the number of people shopping during last Thanksgiving weekend rose to a record 247 million from 226 million last year.

But before you get tempted to use that credit card a little more freely to take advantage of the best holiday deals, Sarah J. Halpin CERTIFIED FINANCIAL PLANNER with The Danforth Group of Wells Fargo Advisors is here with some tips to help ensure you are not full of regret when January rolls around.

1. Make A Spending Plan.

Decide how much you can realistically spend and don't overspend! Make a list of everything you usually buy, from the gifts to food to entertainment to travel expenses, and tally the costs. If you don't set a specific dollar limit, then your spending can grow and grow and grow. In January you'll be horrified by how much you've spent and you do not want to still be paying for Christmas purchases next July.

2. Shop With a List.

Know what you want to buy before you go to the store or hit the pay now button. Taking the time to make a list will help reduce impulse buys. Beware the deals and incentives you are inundated with by email and mail. These can be constant triggers to buy things you probably don't really need. It's not a bargain if you normally would not buy it! Use the internet to compare items and prices to take advantage of item discounts and free shipping deals.

3. Focus on family traditions.

Can you remember what you got for Christmas last year? The year before? Limit the size of your Christmas in terms of gifts, and make it big on meaning. It's the family traditions and memories that last. Consider hosting an exchange party with family and friends so that each person buys one gift with a set dollar limit. Chances are people are happier with a single higher price gift instead of several smaller ones.

Save your holiday receipts from this year and total them daily. Expenses add up fast during this busy season. Seeing your totals will provide you with a reality check as to how much more you can afford to spend. Commit to being a savvy consumer, use credit wisely and stay on course for your financial goals

and total them daily. Expenses add up fast during this busy season. Seeing your totals will provide you with a reality check as to how much more you can afford to spend. Commit to being a savvy consumer, use credit wisely and stay on course for your financial goals

and total them daily. Expenses add up fast during this busy season. Seeing your totals will provide you with a reality check as to how much more you can afford to spend. Commit to being a savvy consumer, use credit wisely and stay on course for your financial goalsand total them daily. Expenses add up fast during this busy season. Seeing your totals will provide you with a reality check as to how much more you can afford to spend. Commit to being a savvy consumer, use credit wisely and stay on course for your financial goalsand total them daily. Expenses add up fast during this busy season. Seeing your totals will provide you with a reality check as to how much more you can afford to spend. Commit to being a savvy consumer, use credit wisely and stay on course for your financial goalsand total them daily. Expenses add up fast during this busy season. Seeing your totals will provide you with a reality check as to how much more you can afford to spend. Commit to being a savvy consumer, use credit wisely and stay on course for your financial goalsand total them daily. Expenses add up fast during this busy season. Seeing your totals will provide you with a reality check as to how much more you can afford to spend. Commit to being a savvy consumer, use credit wisely and stay on course for your financial goalsand total them daily. Expenses add up fast during this busy season. Seeing your totals will provide you with a reality check as to how much more you can afford to spend. Commit to being a savvy consumer, use credit wisely and stay on course for your financial goalsand total them daily. Expenses add up fast during this busy season. Seeing your totals will provide you with a reality check as to how much more you can afford to spend. Commit to being a savvy consumer, use credit wisely and stay on course for your financial goalsand total them daily. Expenses add up fast during this busy season. Seeing your totals will provide you with a reality check as to how much more you can afford to spend. Commit to being a savvy consumer, use credit wisely and stay on course for your financial goals